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Long-Term Care Insurance Covers Over 7 Million People Nationwide, New AHIP Report Finds

Press Release

AHIP’s new report on long-term care insurance coverage highlights the important role long-term care insurance plans play across the country.

Published Nov 7, 2023 • by AHIP

Washington, D.C. – (November 7, 2023) – Every American deserves to age with grace and dignity on their terms. That's why long-term care insurance empowers people and their families with the freedom and flexibility to choose the care that works best for them.

AHIP’s new report on long-term care insurance coverage highlights the important role long-term care insurance plans play in all 50 states and Washington, D.C. Details in the report include:

  • 7 million: people covered by long-tern care insurance nationwide
  • $155: average monthly premium per policy
  • $149.7 billion: total estimated claims paid
  • $170,000: estimated average claim per claimant in 2021

America is aging. By 2030, 1 in every 5 Americans will be a senior. By 2040, more than 14 million Americans will be 85 or older. Long-term care coverage can help ensure that we successfully care for this generation.

About AHIP

AHIP is the national association whose members provide health care coverage, services, and solutions to hundreds of millions of Americans every day. We are committed to market-based solutions and public-private partnerships that make health care better and coverage more affordable and accessible for everyone.